Taking good care of teeth and eyes is important part of overall good healthy body. So,
coverage for dental and vision under health insurance plans is very significant. Mostly health
insurance plans whether Indian or International cover costs incurred for the treatment of
accidental injury to sound teeth and vision. Some international plans also cover acute onset
of dental pain as well.
As students cannot ignore taking exclusive dental and vision insurance plans, so they are
advised to take these plans atleast for the first six months of arriving in their international
study destination. These plans can be taken along with the Health Insurance plans taken by
students either from the University or from external insurance providers. These plans can be
taken with an Annual premium of $100 -$200 depending upon the location and age of the
student.
TYPES OF DENTAL AND VISION INSURANCE PLANS:
HMO – Provision of a primary care physician (PCP) along with a network of physicians & dental or medical facilities approved by your insurance provider.
PPO – Insured can visit physicians and facilities outside of the network and not just restricted to PCP.
Indemnity plans – These plans reimburse the customer for services rendered once a claim is submitted to the insurance provider. There is also an alternative to the above Insurance plans to enjoy dental and Vision benefits.
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